September 19th
14:57
Via
atlasobscura:

BROOKLYN’S LONG-ABANDONED KINGS THEATRE RESURRECTS TO ITS MOVIE PALACE GLORY
BY ALLISON MEIER / 18 SEP 2014
Soon the restored crystal chandeliers will be rehung, the hundreds of plush seats installed, and then the next challenge will be to reestablish the Kings Theatre as an entertainment hub for performance, rather than its decades-long identity as one of the city’s most incredible ruins.
Photos and full article can be found at Atlas Obscura

atlasobscura:

BROOKLYN’S LONG-ABANDONED KINGS THEATRE RESURRECTS TO ITS MOVIE PALACE GLORY

BY ALLISON MEIER / 18 SEP 2014
Soon the restored crystal chandeliers will be rehung, the hundreds of plush seats installed, and then the next challenge will be to reestablish the Kings Theatre as an entertainment hub for performance, rather than its decades-long identity as one of the city’s most incredible ruins.
celestedoodles:

a beauxbatons student inspired by this post 

celestedoodles:

a beauxbatons student inspired by this post 

kaddy-kablamo:

menthuthuyoupi:

to-salsabeel:

"They didn’t allow me to become a nurse because of my hijab. Thank you, I became a doctor instead" #BURN

GO OFF GO OFF

YAAAAAAAAAAASSSSSSSSSS FUCK IT UP IN DEUTSCHLAND !

kaddy-kablamo:

menthuthuyoupi:

to-salsabeel:

"They didn’t allow me to become a nurse because of my hijab. Thank you, I became a doctor instead" #BURN

GO OFF GO OFF

YAAAAAAAAAAASSSSSSSSSS FUCK IT UP IN DEUTSCHLAND !

"Appalachia is a rich and beautiful land steeped in tradition and open to change. It is home to countless storytellers and stories without end. Both its lushness and its rockiness teach us to make our way in the world, but Appalachia never leaves us."
—  Henry Louis Gates, Encyclopedia of Appalachia (via themeanone)

nevver:

The Naked City, Jeremy Mann

September 18th
22:39
Via
naturee-feels:

miss-nerdgasmz:

thisiseverydayracism:

the-friction-in-your-jeans:

pastel-gizibe:

awkwardconvention:

florecitadelalma:

krxs10:

this is the kind of fucking bullshit I’m taking about.

What the fuck yo

http://www.mywlas.com/george-zimmerman-arrested-while-visiting-ferguson/
ARE YOU KIDDING ME

I AM SCREAMING.

NO. WORDS.

HOW MUCH IRONY CAN YOU CRAM INTO THIS SITUATION?????????? HONESTLY??????????

ARREST HIM WTF. DOES HE THINK HE IS FUCKING GOD? DOES HE HAVE TO KILL ANOTHER PERSON FOR PEOPLE TO THAY HE IS A PIECE OF SHIT

it’s not true.

naturee-feels:

miss-nerdgasmz:

thisiseverydayracism:

the-friction-in-your-jeans:

pastel-gizibe:

awkwardconvention:

florecitadelalma:

krxs10:

this is the kind of fucking bullshit I’m taking about.

What the fuck yo

http://www.mywlas.com/george-zimmerman-arrested-while-visiting-ferguson/

ARE YOU KIDDING ME

I AM SCREAMING.

NO. WORDS.

HOW MUCH IRONY CAN YOU CRAM INTO THIS SITUATION?????????? HONESTLY??????????

ARREST HIM WTF. DOES HE THINK HE IS FUCKING GOD? DOES HE HAVE TO KILL ANOTHER PERSON FOR PEOPLE TO THAY HE IS A PIECE OF SHIT

it’s not true.

"Then in 1972, a real estate scandal of national magnitude gave additional confirmation of the abuses pervading the housing market. Involving the newly merged FHA and HUD, it was so massive in scope that it made the doings of Chicago slum landlords look picayune. The scandal involved the abandonment and ruin of over 240,000 units of housing nationwide—enough to house over one million people. In Detroit alone, more than 25,000 houses had been abandoned—about 10 percent of the city’s housing stock. The cost to the U.S. government was estimated at close to $4 billion, in preinflationary, early-1970s money. James M. Alter, chair of the Governor’s Commission on Mortgage Practices, commented, “Outside of Watergate and Viet Nam, there is no greater scandal than in FHA and HUD housing. The cities are rotting and nobody seems to be responsible.”

This FHA-HUD scandal was actually a series of scandals involving the exploitation of several different programs that had been created as a part of the Housing and Urban Development Act of 1968. U.S. cities were most affected, however, by the misuse of the FHA’s 223(e) program, the one explicitly created to extend FHA mortgage insurance to low-income urban areas.

The Section 223(e) program should have been a godsend to American cities. A buyer of limited income but sound credit history could now apply for a mortgage to buy a home with as little as $200 down. Mortgage bankers were willing to lend the remainder of the purchase price to the qualified buyer, since their mortgage loan was 100% guaranteed by the FHA. In theory, both the buyer and the lender knew that the home was sound and the price fair because the FHA guaranteed loans only after inspection of the premises. In thirty years the buyer would have paid off his or her mortgage, becoming the proud owner of an investment that could be passed on to the next generation. And if, for some reason, the buyer defaulted on the loan, the mortgage company was protected from loss. It would secure the defaulted buildings from vandalism and collect the remainder of the loan from the FHA insurance pool. The FHA would then sell the vacant but protected building to another buyer.

But the program did not work out as planned. As noted, some contract sellers took available of the newly available FHA-guaranteed mortgages to “settle” with contract buyers and get the full, grossly inflated price—or something close to it—for their properties. Section 223(e) also became the linchpin of an entirely new scheme of exploitation. Much like the contract-sale scenario, this new scheme enabled speculators to buy low from whites and sell, at a triple to quadruple markup, to blacks.

It worked like this. First, the “suede-shoe boys,” as the real estate speculators were colloquially called, scoured urban neighborhoods looking for decayed buildings they could buy for the lowest possible price—say, $5,000. Next, they bribed FHA appraisers to value the buildings at vastly inflated rates. A typical corrupt FHA appraisal might claim that the speculator’s crumbling $5,000 house was actually worth, say, $20,000. With the corrupt appraisal in hand, the speculator could easily sell his slum building for quadruple its worth. Now, rather than selling the building on contract, he could recoup the full price immediately with an FHA-insured mortgage. So what if the price seemed high? The mortgage lender couldn’t lose: after all, $20,000 was the property’s appraised value, and more importantly, the loan was 100% guaranteed. As one broker explained, once the speculators “saw how they could get a mortgage commitment far in excess of [their purchase] price, zoom, it was wide open.” The gold rush had begun.

All that a speculator needed was someone to buy the building. He enticed buyers by emphasizing the low down payment—often no more than $200—rather than the final cost. In Chicago and other cities, people eager to buy buildings on such terms were easy to find. They were usually black or Hispanic, and always low-income. Given the desperate housing shortage facing low-income families, an offer of a home of one’s own for a $200 down payment was often irresistible. The speculators made the procedure seem quick and easy. They did all the paperwork, sometimes even lending the buyers the down payment. The speculators made sure that the purchasers—many of whom lacked the resources to carry their buildings’ dramatically inflated prices—qualified or an FHA-insured mortgage by doubling or tripling their stated income, while hiding their debts. This fraudulent activity was shockingly blatant. Many speculators simply picked up blank tax forms and filled in whatever income they felt the mortgage companies might require. The mortgage companies didn’t ask too many questions about these loan applications for the simple reason that the mortgages were fully insured. The creditworthiness of the borrower was of no relevance, since the company would never lose money on FHA-insured loans.

Since mortgage companies made their profits through the exorbitant service fees they charged on FHA loans, they made money on every sale, with no risk whatsoever. The mortgage companies got away with high service fees because banks and savings loans continued to redline “changing” and all-black areas and refused to make conventional mortgage loans there. While FHA-insured loans had long been a supplement to mortgage activity, they now became the only mortgage activity in town. And the companies made even higher profits on FHA-insured mortgages when these actually defaulted. This was because, in addition to service fees, the lenders also charged interest rates of 7 to 9 percent; if the borrower defaulted within the first year of ownership, the FHA paid the mortgage company the entire value of the loan, plus 7 percent interest and all the service fees, within one year instead of over thirty years. If large numbers of homes were sold to buyers likely to default, the mortgage companies stood to make a lot of money.

And large numbers of homes were sold. In the early 1970s, white working-class neighborhoods across the country were once again flooded with speculators who terrorized residents into selling low. Instead of using the traditional scare phrase “The blacks are coming,” speculators adopted a subtler, more up-to-date slogan: “This is an FHA area.” Everyone knew that it meant the same thing. Using racial anxieties to convince urban whites to sell their homes was profitable not only to the mortgage companies and the speculators but also to the banks and savings and loan companies that had originally made the mortgage loans to whites. Many older white residents had bought their homes in the 1940s and 1950s, when mortgage rates were extremely low. Now that inflation was pushing up interest rates, lenders had every reason to want to close those mortgages out. “In a community like this, older people had 3 1/2 and 5 1/2 percent mortgages,” one West Side resident explained in 1972. “The banks were unhappy about that. It was bad money. It was worth it to clean out a whole area if you can get 8 3/4 percent,” that is, the current conventional mortgage rate. She summed up the situation: speculative real estate brokers like to “keep people hating each other and fighting each other and moving” because when they are doing so, “everybody makes so damn much money.”



Waner was one of many to note that mortgage companies, like the contract sellers in their heyday, were inordinately eager to foreclose on their buyers’ overpriced homes. “If the buyer defaults on the first payment or the second payment, the mortgage company throws him into foreclosure immediately in order to pick up the windfall money,” he explained. “The more FHA buyers who default, the higher the mortgage bankers’ yield.” Mortgage companies sometimes pushed buyers to default. “If the buyer missed last month and comes in with this month’s payment, they’ll tell him, ‘I’m sorry, I won’t take it,’” Waner said. The FHA’s own records backed Waner’s claim. These showed that the foreclosure rate on 223(e) FHA-insured mortgages was not double, or even quadruple, but an astonishing seven times that of conventional loans. The repossessed buildings sometimes ended up back in the hands of the speculators, who then started the cycle anew. In a clear replication of the contract sales scenario, there were buildings resold as many as six times in an eighteen-month period. New York City’s Assistant U.S. Attorney Anthony Accetta described the social and emotional costs that such statistic suggested. “I don’t see how anyone who is black or Puerto Rican could have faith in the white system after being shaken down like this and then losing his house months later.”

The results of the scam could be seen in “the bombed-out appearance of may central cities, where block after block of structurally sound housing has been abandoned,” New York Times reporter John Herbers noted in 1972. Of course, while the scandal meant ruin for some, it meant huge profits for others. In Chicago, the FHA paid out at least $42 million to real estate speculators and corrupt mortgage firms. In Brooklyn, such operators received $250 million from the FHA. In Detroit, which was hardest hit by the scandal, FHA insurance payments amounted to a shocking $375 to $500 million. As Brian Boyner observed, in return for this immense payout to Detroit’s mortgage brokers and speculators, the U.S. government received “a deserted slum and the concomitant problems of rampant heroin addiction and the highest big city murder rate in the U.S.A.” Later generation had a simpler—and distorted—explanation for the desolation they saw in Detroit and other black urban areas. The devastation was caused, they insisted, by “the riots.”"
—  

Beryl Satter, Family Properties: How the Struggle Over Race and Real Estate Transformed Chicago and Urban America

I think this is the most important excerpt I have quoted from this book, and I’m pretty sure I’m just going to bookmark this and link it every single time another white person sees fit to open up their mouths about Detroit or “urban decay.”

(via thecurvature)

gaysquib:

Since FCKH8 has no problem with its logo being on just about anything, let’s help them do it.

gaysquib:

Since FCKH8 has no problem with its logo being on just about anything, let’s help them do it.

BREAKING: Missouri legislator pushed to have names of police in officer involved shootings kept secret

knowledgeequalsblackpower:

afro-dominicano:

thepoliticalfreakshow:

Democratic Missouri State Representative Jeff Roorda-D Barnhart introduced a bill in the Missouri Legislature to keep the name of police officers who shoot someone in the line of duty a secret.

Roorda said he introduced the bill in 2009 out of safety concerns for police officers.

“Releasing a name could put someone in grave jeopardy,” Roorda said.

Roorda is also the business manager of the St. Louis Police Officers’ Association. The bill would have prevented the public from obtaining any records and documents involving police shootings if those documents contained the name of the officer who pulled the trigger.

Roorda said he was concerned about retaliation.

“That someone would retaliate, think they did something wrong and try to hurt them or their family,” Roorda said.

The bill never became law. The Police Officer’s Association eventually reached a compromise with the St. Louis Police Department. The department agreed to not release the name of the officer if it felt the officer could face a threat. After the compromise, Roorda decided not to pursue the legislation.

Roorda said he is concerned about the safety of Darren Wilson, the officer who shot Michael Brown, Jr, but Roorda is not commenting on the decision to release Wilson’s name.

“I’m not going to second guess Chief Jackson for releasing it, just like I’m not going to second guess him if he had not released it,” Roorda said.

Roorda said he has no plans to re-introduce the legislation. He said state law says the decision to release the name of an officer involved in a shooting must be done on a case by case basis.

The protecting white cop criminals fad is getting old af real fast.

racism is a system

if you didn’t get it then, you should get it now people! 

Seeking Pacific Northwest Fan Fiction writers

astolat:

minim-calibre:

the-mamishka:

Hello! I am the Fanfic programmer for Norwescon, one of the largest sci fi/fantasy conventions in the Pacific Northwest and I’m looking for fanfiction authors who would make good panelists! Please take a look at the least of questions below and if you answer yes to most of these questions, I would love to hear from you!

  1. Do you write fanfiction?
  2. Do you write a lot of fanfiction?
  3. Have you written in a number of different fandoms?
  4. Do you and others consider your work to be quality?
  5. Do you like talking about writing and fanfiction?
  6. Are you comfortable and confident speaking in front of groups of people?
  7. Do you like to have fun?
  8. Do you live near, or are willing to travel to, Seattle?

Even if you don’t write fanfiction, please reblog this post so I can reach as many new people as possible. :-)

Many thanks!

PSA for the rest of my Seattle peeps. Especially those who may be more currently active. (I mean, I’m always happy to yammer about this shit to a captive audience, especially a con panel audience, but honestly, the answer to #2 has been, “I used to?” for a while now. It’s getting better, mind you. I mean, hey! I wrote non-Yuletide fic in two different fandoms and stuck it up on AO3 this year! And if I count Fury Clones, my totally over 1k finished story count for the year is at three!)

(And I hate having fun. Yep. Can’t stand fun.)

Reblogging for any northwesterners!